A team chosen for depth — and for character.

Julia is a high-profile tax expert with over twenty years of experience. Her career includes leadership roles at world-class organizations such as J.P. Morgan and her current position at Intuit.

Widely respected across the finance field, Julia is recognized for her distinguished character and expertise. Her extensive qualifications uniquely position her to serve Frisco's businesses, nonprofit organizations, and individuals — with services ranging from tax planning to the formation of LLCs, C corporations, and S corporations.

The precision required in crafting financial statements, the clarity needed for a compelling business proposal, and the persuasive power behind a well-written tax appeal — these are all testaments to writing's crucial role in Julia's success. Her ability to articulate complex financial concepts clearly has been instrumental in building trust and delivering exceptional results.

Cosine is a licensed financial advisor appointed with major top financial institutions across the country. She advises on complex financial products including fixed and variable annuities, life insurance with cash value, long-term care insurance, IRAs and Roth IRAs, mutual funds and ETFs, 529 college plans, and estate planning.

With a consultative, client-first approach, Cosine is committed to delivering clear, personalized advice and helping clients make confident, informed financial decisions.

Designing investment strategies that reduce tax liability in retirement — and aligning your needs with investments that produce consistent, stable income — is among the central contributions she makes to every engagement.